To be eligible for Pension Credit:
- you have to are now living in England, Scotland or Wales
- you or your lover will need to have reached State Pension age
Your spouse can be your spouse, wife or civil partner (with them) or someone else you live with as if you were married if you live.
Changes to Pension Credit eligibility
From 15 May 2019, if you’re in a couple you’ll simply be entitled to start getting Pension Credit if either:
- you and your partner have both reached State Pension age
- certainly one of you gets Housing Benefit for individuals over State Pension age
You can backdate your claim if you’re not already getting Pension Credit on 14 May 2019. You might nevertheless be qualified to have Pension Credit.
You are able to ask for the claim become backdated to 14 might or prior to. You’ll need certainly to use by 13 2019 to do this august.
It is possible to submit an application for Universal Credit alternatively if you’re nevertheless maybe maybe maybe not qualified.
In the event that you already get Pension Credit and you’re in a couple of
You’ll continue steadily to get Pension Credit after 15 might 2019. Should your entitlement prevents for almost any explanation, as an example your circumstances change, you simply can’t strat to get it once again and soon you (or your spouse) meet the criteria underneath the rules that are new.
In the event that you already get Pension Credit and you’re solitary
From 15 might 2019, you’ll end getting Pension Credit if you begin coping with somebody that is under State Pension age. You can begin setting it up once more as soon as your partner reaches State Pension age.
You can easily just begin getting Savings Credit in the event that you (along with your partner, when you have one) reached State Pension age before 6 April 2016.
If for example the partner did not reach State Pension age before 6 April 2016
In the event that you’ve been getting Savings Credit since before 6 April 2016, you’ll continue getting it so long as there aren’t any breaks in your entitlement.
In the event that you stop being entitled to Savings Credit for just about any explanation, you’ll not be capable of geting it once again.
Exercising your income
Once you submit an application for Pension Credit your earnings is exercised. This consists of:
- State Pension
- other retirement benefits
- Most security that is social, as an example Carer’s Allowance
- cost savings, opportunities over Ј10,000 – for those Ј1 is counted for each Ј500 or part Ј500
If you’re eligible for a personal or workplace retirement, the total amount you’d expect you’ll get is determined as earnings through the date you had been capable of getting it, in the event that you had reported it.
You won’t have the advantageous asset of deferring your State Pension in the event that you or your lover russian bride take Pension Credit, for instance you’ll not build extra State Pension or a swelling amount for deferring your State Pension. Whenever exercising you’d get from your State Pension is included whether you’re claiming it or not if you can get Pension Credit, the income.
The calculation will not add:
- Attendance Allowance
- Christmas Bonus
- Impairment allowance that is living
- Personal Independence Payment
- Housing Benefit
- Council Tax Reduction
You must tell the Pension Service how much Income Tax you expect to pay for the current tax year – this affects how much Pension Credit you’ll get if you’re registered for Self Assessment.
Pension Credit in the event that you leave Great Britain
Your entitlement to Pension Credit could be affected in the event that you leave the uk (England, Scotland and Wales) for almost any time period. Phone the helpline prior to going.
You simply can’t get Pension Credit in the event that you leave the uk permanently.
Pension Service helpline phone: 0800 731 0469 Textphone: 0800 169 0133 NGT text relay (if you fail to hear or talk in the phone): 18001 then 0800 731 0469 Monday to Friday, 8am to 6pm know about call fees